How To Borrow Airtime Credit From MTN Xtratime

In Nigeria, it’s quite common to run out of airtime credit on your mobile phone, especially when you need it the most.

However, MTN Nigeria has provided a convenient way for its customers to borrow airtime credit and pay it back later. This service is called MTN XtraTime.

MTN XtraTime is a service that allows MTN customers to borrow airtime credit and pay it back later when they recharge their SIM card.

The service is free to use, which means customers don’t need to pay any fee to borrow airtime credit.

The convenience of this service cannot be overstated. With MTN XtraTime, you no longer need to worry about being stranded without airtime credit.

Whether you need to make an urgent call, send a message, or browse the internet, you can always borrow airtime credit from MTN and pay it back later.

Moreover, MTN XtraTime is very easy to use. All you need to do is dial a USSD code and follow a few simple steps.

The borrowed airtime credit will be immediately credited to your account, and you can use it as you wish.

Eligibility Criteria For MTN Xtratime

If you’re interested in borrowing airtime credit on MTN using the XtraTime service, there are certain eligibility criteria you must meet to be able to access this service.

First, MTN XtraTime is only available to active prepaid MTN customers, meaning you must be a prepaid subscriber to use the service. Your SIM card must be registered with MTN, and your main account balance must be between N0 and N12.

MTN also considers your monthly recharge frequency and average monthly spending when deciding whether to grant your request for airtime credit. They want to make sure that you’re a reliable customer who is likely to pay back the credit you borrow.

Finally, to be eligible for XtraTime, you must have paid back any previous credit you borrowed using the service, as well as any associated charges.

This means that if you have an outstanding debt from a previous airtime loan, you’ll need to pay that off before you can borrow any additional credit using XtraTime.

By meeting these eligibility criteria, you can increase your chances of being approved for a loan of airtime credit on MTN using the XtraTime service.

Keep in mind, however, that even if you meet all the requirements, there is no guarantee that your request for airtime credit will be granted.

MTN reserves the right to deny loan requests at their discretion, based on various factors related to your account history and usage.

Checking Eligibility For MTN Xtratime

Checking your eligibility for MTN XtraTime is a simple process that can be done using your MTN mobile phone. Here’s how to check if you’re eligible to borrow airtime credit on MTN using the XtraTime service.

Step 1: Dial *606# On Your MTN Mobile Phone

To begin, you’ll need to dial the MTN XtraTime USSD code on your MTN mobile phone. To do this, simply open your phone’s dialer and enter *606# as the phone number.

Step 2: Select Option 1 To Check Eligibility

Once you’ve dialed the USSD code, you’ll see a list of options for different services offered by MTN. To check your eligibility for XtraTime, you’ll need to select option 1 from the list.

Step 3: Wait For The Confirmation Message

After selecting option 1, you’ll receive a confirmation message from MTN letting you know whether or not you’re eligible to borrow airtime credit using the XtraTime service. If you are eligible, the message will also let you know the maximum amount of credit you can borrow using the service.

Eligibility for XtraTime is not guaranteed, even if you meet all the eligibility criteria listed in our previous section. MTN reserves the right to deny loan requests based on various factors, including your account history and usage patterns.

By checking your eligibility before requesting an airtime loan using XtraTime, you can avoid the frustration of having your loan request denied, and make sure you’re only borrowing what you can afford to pay back later.

Borrowing Airtime Credit On MTN Xtratime

MTN XtraTime is an excellent service that allows customers to borrow airtime credit and pay back later. Once you have checked your eligibility for this service, it’s time to proceed with borrowing the airtime credit you need.

To borrow airtime credit on MTN XtraTime, follow these simple steps:

Step 1: Dial *606#

To borrow airtime credit on MTN XtraTime, the first step is to dial the USSD code *606# on your MTN line. This will take you to the MTN XtraTime menu.

Step 2: Select “Request Airtime”

Next, select the option to “Request Airtime” from the menu. This will take you to a sub-menu where you can select the amount of airtime credit you wish to borrow.

Step 3: Select The Desired Amount To Borrow (N25 – N5000)

Once you have selected the “Request Airtime” option, you will see a list of available airtime credit amounts you can borrow. The amounts available include N25, N50, N100, N200, N400, N500, N750, N1000, N1500, N2000, N3000, and N5000. Select the amount that meets your needs.

Step 4: Pay The Service Charge Of 15% Of The Borrowed Amount

After selecting the amount of airtime credit you wish to borrow, you will be prompted to confirm your request. If you agree to the terms and conditions, you will be required to pay a service charge of 15% of the borrowed amount.

For instance, if you borrow N100, you will receive N85, while if you borrow N50, you will receive N42.50.

Once you have confirmed your request and paid the service charge, the airtime credit you borrowed will be credited to your account immediately.

Conclusion:

In conclusion, borrowing airtime credit on MTN XtraTime is a convenient and helpful service for MTN prepaid customers in Nigeria.

By following the simple steps of dialing *606#, selecting “Request Airtime,” and choosing the desired amount to borrow, customers can receive airtime credit when they need it the most.

Borrowed credit must be paid back when the customer recharges their SIM, and a service charge of 15% of the borrowed amount will be deducted.

MTN XtraTime is particularly useful for those who find themselves stranded without airtime credit and need to make important calls or send urgent messages.

The service is only available to eligible customers and there are certain criteria that must be met.

To check if you’re eligible for MTN XtraTime, simply dial *606# and select option 1. If you meet the eligibility requirements, you can borrow between N25 and N5000 as airtime credit and pay back later.

With this service, you can stay connected and productive without worrying about being caught without airtime credit.