From opening your first bank account to building a investment portfolio, sending money home from abroad, and planning for a comfortable retirement — this is your complete guide to personal finance in Nigeria. Managing money in Nigeria comes with its own unique challenges: inflation, forex volatility, limited credit access, and a fast-changing fintech landscape.
We cut through the noise with clear, up-to-date guides written for real Nigerians at every income level. No financial jargon, no generic advice — just practical steps to help you save more, borrow smarter, invest confidently, and build lasting wealth.
Banking
Navigate Nigerian banks with confidence — from opening the right account to resolving disputes fast.
- How to open a domiciliary dollar account
- Best Nigerian banks compared
- How to get a debit and credit card
- How to resolve bank disputes
Saving & Budgeting
Build healthy money habits and make every naira count — no matter what your income looks like.
- How to save on a low income
- 50-30-20 budgeting rule for Nigerians
- Best savings apps in Nigeria
- Ajo and esusu contribution guides
Investing
Grow your money beyond a savings account — stocks, treasury bills, real estate, and more.
- Nigerian stock market beginner guide
- How to invest in treasury bills
- Real estate investment basics
- Mutual funds and ETFs in Nigeria
Credit & Loans
Borrow wisely, avoid predatory apps, and understand how to build a solid credit history in Nigeria.
- Best loan apps in Nigeria
- How to build credit history in Nigeria
- Bank loans vs microfinance
- How to get out of loan app debt
Insurance
Protect yourself and your family with the right insurance — explained simply for everyday Nigerians.
- Car insurance explained
- Health insurance options in Nigeria
- Life insurance for young Nigerians
- How to make an insurance claim
Remittances
Receive money from family abroad or send funds home — at the best rates with the least stress.
- Cheapest ways to receive money from abroad
- Western Union vs Wise vs Lemfi
- How to open a domiciliary account
- Dollar to naira exchange rate tracker
Financial Planning
Think long-term about your money — retirement, emergency funds, life milestones, and legacy building.
- How to plan for retirement early
- Emergency fund building guide
- Money goals by age for Nigerians
- Estate planning basics